Ramp Alternative: Don't Want to Switch Banks?
ExpenseBot works with your existing cards and banks. No forced card switches, no credit checks, no bank relationships to manage.
Bottom Line
ExpenseBot: Card-agnostic. Works with ANY bank/card. Google-native, CASA Tier 2. Data in YOUR Drive. Deploy in 30 seconds. $10/user flat rate.
Ramp: Requires Ramp corporate cards for full features. Vendor servers. Complex pricing (platform fees + per-user costs). Best if you want to switch to Ramp banking.
Key Question: Do you want to switch your entire corporate card program, or just track expenses better?
Key Differences at a Glance
Card Requirements
ExpenseBot: Works with ANY card/bank
Ramp: Requires Ramp cards
Data Storage
ExpenseBot: Your Google Drive
Ramp: Ramp's servers
Deployment
ExpenseBot: 30 seconds (Google Workspace)
Ramp: Card application + approval process
Pricing Model
ExpenseBot: $10/user flat rate
Ramp: Platform fees + per-user costs
Security Certification
ExpenseBot: CASA Tier 2 (Google)
Ramp: SOC 2, ISO 27001, PCI
Best For
ExpenseBot: Google Workspace teams
Ramp: Companies adopting Ramp cards
Detailed Vendor Analysis: The Hidden Costs of a "Free" Card Platform
Ramp offers a compelling "free" platform, but it's important to understand their business model. Their software is subsidized by the interchange fees they earn every time you use their corporate card. This card-centric model has significant implications.
The Ramp Model: All-in-One Card & Software
Ramp's goal is to become your entire spend management system, centered around their corporate card. This is great for startups that can easily adopt a new card program. However, for established companies, it means giving up existing banking relationships, credit lines, and card rewards (like Amex points).
The ExpenseBot Model: Flexible & Agnostic
ExpenseBot unbundles the software from the card. We focus on being the best, most secure expense tracking software for Google Workspace, regardless of how you pay. This gives you the freedom to use the best cards for your business while still getting best-in-class expense automation.
Decision Matrix: ExpenseBot vs. Ramp
Choose ExpenseBot if...
- ✓ You want to keep your existing Amex, Chase, or other rewards cards.
- ✓ Data sovereignty is critical (you need data in your own Google Drive).
- ✓ You operate internationally and need multi-currency support.
- ✓ You need deep, AI-powered mapping to complex GL structures.
Consider Ramp if...
- • You are a US-based startup and can easily switch card providers.
- • Your primary goal is real-time spend control via card limits.
- • You prefer an all-in-one platform and are willing to commit to their ecosystem.
- • Ramp's cashback offer is more valuable than your current card rewards.
Expensify vs Ramp vs ExpenseBot
Complete feature comparison
Which Should You Choose?
Choose ExpenseBot If:
- ✓You want to keep your existing bank and credit cards
- ✓You use Google Workspace
- ✓You need CASA Tier 2 security certification
- ✓You want data stored in YOUR Google Drive
- ✓You need instant deployment (30 seconds)
- ✓You operate outside the United States
- ✓You want simple, predictable pricing
Choose Ramp If:
- •You want to switch to Ramp corporate cards
- •You need Ramp's cashback rewards program
- •You're a US-based company
- •You want an all-in-one spend management platform
- •You're willing to go through a card application process
Why Card-Agnostic Matters
No Switching Banks
Keep your existing bank relationships, credit lines, and reward programs. No need to apply for new corporate cards or change banking partners.
Works Globally
ExpenseBot works with any bank in any country. Perfect for international teams or companies with contractors worldwide. Ramp is US-focused.
No Credit Approval
Start tracking expenses immediately without credit checks, card applications, or approval processes. Perfect for startups and small businesses.
Multi-Bank Support
Team members can use different banks and credit cards. ExpenseBot reconciles everything automatically regardless of which card they use.
Frequently Asked Questions
What is the main difference between ExpenseBot and Ramp?
Ramp is a corporate card platform that requires using Ramp cards for full functionality. ExpenseBot is card-agnostic and works with any bank or credit card. ExpenseBot is built for Google Workspace with CASA Tier 2 certification and stores data in your Google Drive, while Ramp stores data on their servers.
Can I use ExpenseBot without switching to new corporate cards?
Yes. ExpenseBot works with any credit card, debit card, or bank account. You don't need to switch banks or apply for new cards. Ramp requires using Ramp corporate cards for their best features.
How does ExpenseBot pricing compare to Ramp?
ExpenseBot has simple flat-rate pricing at $10 per user per month with all features included. Ramp has platform fees plus per-user costs that vary based on your usage and card spend. ExpenseBot offers a 60-day free trial with no credit card required.
Does ExpenseBot work outside the United States?
Yes. ExpenseBot works globally with any currency and any bank. Ramp is primarily US-focused. ExpenseBot supports multi-currency expenses and international teams.
How do I get started with ExpenseBot?
Start your 60-day free trial by installing ExpenseBot from the Google Workspace Marketplace. Deploy takes 30 seconds. Your team logs in with existing Google accounts and can start tracking expenses immediately with their current cards and banks. No credit card required.
Keep Your Cards, Track Your Expenses
No card switches. No bank changes. Just better expense tracking with ExpenseBot.
✓ No credit card required • ✓ No card switching needed • ✓ Works with any bank
✓ Deploy in 30 seconds • ✓ Your data in your Google Drive